features of mobile banking pdf

endobj Sharma, P. & Singh, P. (2009). " Features of the mobile banking app. Features of On-Line/Internet Banking 2. The banking 10 Leaders of the Russian Mobile Banking Market 12 Mobile Banking Applications Benchmarking 39 Research Methods 42 Contacts 13 20 27 34 14 21 28 35 15 22 29 36 16 23 30 37 17 24 31 18 25 32 19 26 33 Mobile Banking on Smartphones Review of Russian banksâ mobile applications 3 As more people, especially the poor, gain access to financial services, they will be able to save better and get access to funding in a more structured manner. (2015), "29 mobile banking apps in India are vulnerable to attacks, says Banks, RBI also issued guidelines for banks on mobile banking that. To study the trends in mobile banking in terms of numbers of users and transactions. This is provided by most of the banks in India and abroad. Mobile Banking is issued by Bank of Melbourneâ a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714. Trust, reliability, and responsiveness are the first, second, and third important dimensions to explain e service quality. <> mobile services and the overall effort Offering quality, it is recommended that mobile banking should be valuable by users are accepted. Closely tied to the growth of core banking is the growth of mobile banking. http://www.gjimt.ac.in/gianjyoti-e-journal/ Keywords: Digital Deposit Apps, Photo Bill Payment Apps, Mobile Payment Apps, Electronic Meeting, Smartphone Credit Card Scanners, GoBank. Mobile banking & Switching. INTRODUCTION The banking industry has never seen such a fundamental change as mobile banking. <>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 13 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> The following are some of our most popular services available on the mobile banking app: Secure login; View your account balances & transaction history; Transfer money between your accounts transactions fivefold in FY16 from last year", online at http://www.businessstandard.com/article/finance/icici-bank-tops-mobile-banking-transactions-list-115101900838_1.html, Mobile banking, arriving with a bang-RBI will continue to raise competitive intensity in banking, increasing risks for incumbent banks, Banzal, S. (2010), "Mobile Banking & M-Commerce and Related Issues," www.public.web Wish this paper could play an active role in actual research of mobile banking technology. 1. Now mobile phones are not only a medium of voice communication but also widely used for mobile services. The purpose of the paper is to provide a deeper understanding of the forces impacting on the ability of WAP to succeed in Internet service provision. Investments in M-services are growing and these services stand to offer the promise of creating a social impact in the area of healthcare, agriculture, financing, governance and education. Indian Banking Association is urged to heavily invest in technologies that can evolve and protect against future threats, as well as tackle current pressures from malware and social engineering. International Journal of Technology Management. A trusted device segregated from the Internet and potential malware, If we talk in terms of banking sector, distribution and retrieval of financial information and facilities, as and when required, remains one of the major concerning areas. In this paper, we will study about M-banking which is subset of m-services in India. Mobile Banking Features. Due to this reason this concept becoming popular among people. 10th International Conference on 29 mobile banking apps in India are vulnerable to attacks, says Wegilant report, Shashidhar, K.J. Research Scholar, Department of Commerce, Punjabi Universit, Research Scholar, Department of Commerce, Punjabi Uni. studied at http://techcircle.vccircle.com/2014/09/22/how-mobile-banking-grew-inindia-over-the-last-two-years/, Five tips to secure mobile banking transactions Article online read at http://articles.economictimes.indiatimes.com/2014-07-07/news/51133547_1_appstext-message-mobile-banking-transactions Users' perception about mobile banking-with special reference to Indore & around. In this paper we discuss and analyze new banking technology, which includes Digital Deposit Apps, Photo Bill Payment Apps, Smartphone Credit Card Scanners, Electronic Meeting and Mobile Payment Apps. Mobile banking services are banking services offered to customers through mobile networks allowing them to personally access bank accounts and perform financial Bill Pay - Pay virtually anyone. To evaluate the upcoming challenges for the payments bank success in India. application and network etc at least once in a year. Recently, the convergence of wireless and the Internet has occurred - bringing 'the Internet in your pocket' for which the potential applications are many and various, including shopping, banking, news feeds and e-mail. also provide various safety tips to customers by various researchers and IT engineers. mobile banking applications which is used by different se c-tors of society. Here is a selection of the advanced mobile banking features and functions that banks and credit unions should consider adopting to stay up with consumer preferences. 1. 1. Greater reach [â¦] Banks: ADVERTISEMENTS: Banks have number of benefits by introducing I-Banking: 1. As new security measures are devised, new attack vectors are developed to thwart these measures. 1 0 obj <> With the rapid development of smart phones and the plethora of smart phone applications becoming developed, the lines between the cellular network and the internet are being blurred, rendering the phone a not-so-trusted device. All rights reserved. The impact of e-service quality on customer satisfaction and loyalty in mobile banking usage: Case s... Conference: 10th International Conference on New trends in Business and Management: An International Perspective. Customers can avail banking facilities via their mobile phones, through the use of m-banking. Downloaded from www.mcom.co.nz/ In the recent past, banks have launched mobile websites and banking apps for providing their services through mobile. Graph no. been showing a remarkable growth, both in terms of volume and value. Generate, R etrieve and Cancel MMID. reference to Indore & around, " Review of Business & Technology Research, Vol. Customers can use mobile banking to view their account balance, make instant fund transfers and pay bills, etc. GoBank is an emerging and new concept of banking without any physical branch, offers mobile bank accounts, especially for smart phone users. smartphone users and ease of use is what will increase the popularity of banking apps", All content in this area was uploaded by Nisha Sharma on Jul 17, 2017, GIAN JYOTI E-JOURNAL, Volume 6, Issue 2 (Apr-Jun 2016) ISSN 2250-348X, âNew Trends in Business and Management: An International Perspectiveâ, Saturday, 23rd January, 2016 at GJIMT, Sector-54, Mohali-160055, Punjab, India, http://www.gjimt.ac.in/gianjyoti-e-journal/. Mobile banking has been evolved in last couple of years with the help of Mobile penetration, which has shown phenomenal growth in rural areas of India. Samarpan Dutta (2014), " Five tips to secure mobile banking transactions " Article online read (Figures in parentheses is change over previous years), Graph No. stream The objective of this study is: Hereâs a look at some of the best mobile banking features. Establish proper firewalls, intruder detection, âICICI Bank tops mobile banking transactions list, http://www.arunmittal.com/research/Mobile%20Banking, http://www.medianama.com/2015/03/223-mobile-. It consists of Web application module in JSP, i.e., J2EE and functions of another module J2ME. Just one in two Indians has access to a savings bank account and just one in seven Indians has access to bank credit (Business Standard, June 28 2013). Some banks believe that offering a cash back service in their web apps is enough. Theyâre increasingly demanding and want self-service, personalization, and immediate assistance. A study model has been designed, containing the (motivating and impeding) factors, in addition to intention, Mobile Banking provides our customers with immediate access to the following features: Enjoy FREE, 24-Hour Access to account balances and transaction histories using your Smartphone, or Tablet. Through m-commerce people are enjoying various m-services such are M-agriculture, M-education, M-finance and M-shopping. future threats, as well as tackle current pressures from malware and social engineering. Throughout the 1990s, the technological development and market penetration of mobile phones and other mobile handsets, such as personal digital assistants (PDAs), was very strong. Mobile banking scores over Internet banking as it enables âanywhere and anytime banking.â This application is aimed at developing mobile banking system that allows bank customers to use their mobile phones to do banking, paying bills, etc. 5G (Fifth generation wireless systems) is emerging mobile telecommunication standard beyond 4G in terms of speed, bandwidth, data transfer rate and signaling efficiency. Simple, intuitive design and navigation. Mobile Deposit - Conveniently deposit checks anytime, anywhere by using the camera on your Smartphone! unts and a small percentage of consumers prefer text banking. The main reason of increasing in trend of m-banking is that it helps to perform banking activities at anytime and anywhere. endobj 2 0 obj customer having to reach for his wallet (Dias,2015). 11. A survey by, software security firm Trend Micro found that, affected by mobile banking malware. Simple banking app. 1. foundation.org/.../25.Mobile_banking_ M-commerce_15.03.pdf Capital,Ambit (2015), emerging market of India. ResearchGate has not been able to resolve any citations for this publication. The number of registered mobile money accounts in emerging markets is forecasted to grow from 323 million in 2011 at a compound wlede.html, Clark, A. Yet this online banking feature is also important for mobile apps. Benefits of Internet Banking 3. x��ZYo�H~7��GrQ��`0��9�$N��0��SN��[�w�lZv�I`Aꮮ��&��ۛ��XޮW��U��c~��_�?.6��mw��8OήNO�HBX��$�'IMr�yR�*�a��H6��sz��H��!�:��}6��]V��0!�-|�ic�l��O�&r�M��0� �z��#�zsz�C�:��\_�ϒ� HJ^f3Z�K�Vr��;�]fe�I�ϔ��9�a�GkI��4h�̒K��t�_p��ː�1@��&4�o��M�> �sV땿��J ^T�0T��m6+a��lcg[��(ID�s��F��GˀoY�iA��~`l\/h^��WF�2�+8,��.b. With the widespread of banking technology, public users or customers could create an account from their smart phone without actually visiting to the branch. With these ideas in mind, here are ten suggested 'must-have' mobile banking features you should have in place in order to capture the market's attention. ISSN 2250-348X Branch per 100,000 adult ratio in India stands at 747 compared, The goal of providing a totally secure mobile based internet banking environment continues to be a moving target exacerbated by the free and readily available flow of information on the Internet at the disposal of would be attackers. All rights reserved. Mobile banking (also known as M-banking, SMS-banking) is a term used for performing banking transactions, payments, etc. On the other hand, a large-scale development of mobile technology and upgradation of these devices with WAP and GPRS have made mobile phone a major hub for information exchange. Hereâs a list of 10 most promising advantages of mobile banking for both banks and their customers: Be available when and where your customers want you to be: Mobile banking does not restrict your business to set times/locations. Mobile banking services is among the recent notable e-banking platform that impact on daily life activities (Safeena, Date, Kammani, & Hundewale, 2012). 4 Banking activities done on mobile device, exercise activities such as check balances and check statements/transactions history and, 29 mobile banking apps in India are found security vulnerabilities attack. The Simple app has a feature that tracks spending habits, assists in budget planning, and shows how much a user can save on every expenditure. 17. It concludes with a discussion of the future of WAP services and recommendations for practitioners. Request for issue of Cheque Book The best example of that is US Banks, which included a quick account opening feature in its mobile banking app. Internet Banking is not similar to mobile banking, which implies a wireless, internet-based facility provided by the banks to their customers, to operate their bank accounts, through handheld devices such as smartphones, tablets and so forth, with the help of a website or a mobile application. Before you begin using Mobile Banking you should read the Mobile Banking Terms and Conditions and ensure that the service is appropriate to your needs. collected from journals and articles published in newspaper. 13 Source: S&P Global Marketing Intelligence â2017 U.S. Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose.Mobile banking is usually available on a 24-hour basis. Provision of Services Via the Wireless Application Protocol: A Strategic Perspective, MASSIVE GROWTH OF BANKING TECHNOLOGY WITH THE AID OF 5G TECHNOLOGIES, Evolution of Payments Bank and Impact From M-PESA: A Case of Mobile Banking Services in India, Cybersecurity in banking and financial sector: Security analysis of a mobile banking application. Cardless ATM withdrawal. mobile banking application to be more efficient, convenient, user friendly, and secure for customers. Another important feature of e-banking is that it helps in continuously monitoring of accounts. Â© 2008-2020 ResearchGate GmbH. Mobile banking is a facility which enables customers to initiate and/or perform banking tasks on their mobile phones. However, it is not easy to accept it due to organizational, perceptual factors and social challenges by banks and customers. It can be used for personal banking and international transfers, such as remittances. You can easily track each & every transaction of your accounts. considering adding an NFC tag which will introduce `tap and payâ feature without the. %�� There are a number of benefits of mobile banking that customers experience, namely convenience and time saved. The migration to the cloud continues unabated. 2 Tops 5 Banks in Mobile Banking Transactions (In Crore), Source: Nupur Anad, Business Standard news 2015, Table No. Under the present technological constraints of low bandwidths and high latency in wireless networks, as well as the low power and small screens of handheld devices, a key standard has emerged for Internet service provision - the Wireless Application Protocol (WAP). 52, Too many banking apps, too few users-Number of smartphone users and ease of use is what will increase the popularity of banking apps, Vishwanathan, Vivina (2014), "Too many banking apps, too few users-Number of There is a need for transactions and savings accounts for the under-served in the population. Features of On-Line/Internet Banking: On line or Internet banking has many features both for banks and for customers and Banks. in banking, increasing risks for incumbent banks", online studied at http://www. International call prioritization â International calls are automatically identified and prioritized in the queue. with mobile devices. Mobile Banking â Features & Benefits 2. Research and analysis of the new technology helps in popularity of the technology among public users. M-banking is rapidly growing in, guidelines to banks for protection of customer account securit, standard.com/article/finance/icici-bank-tops-mobile-banking-transactions-list-, foundation.org/.../25.Mobile_banking_ M-commerce_15.03.pdf, financialexpress.com/article/markets/indian-markets/mobile-banking-arriving-with-a-, assets/sm/ 163/.../CriticalSwitchingEvents-WhitePaper.pdf, https://www.cognizant.com/perspectives/segment-based-strategies-for-mobile-banking, South Asia?, http://sundaytimes.lk/090712/FinancialTimes/ft323.ht ml, pdf/RBI%20Tchnical%20Committee%20Report.pdf. Â© 2017, Czestochowa University of Technology. Mobile Banking â Features & Benefits 1. Dynamic Card activation â IVR provides instant card activation menu if you have any cards pending activation. Now, the people willing to opt for home equity loans and investment accounts donât have to wait for long hours to open their account. It not only saves time for costumers but also reduce cost for banks. Internet banking defines as banking services such as transfer of fund, loan application, account balance inquiry, fixed deposit placement and view transaction histories provided by bank via internet. It all begins here, but many mobile banking â¦ This study provides insights to researchers, practitioners and managers on the significance of electronic service quality for customer satisfaction and loyalty. 3. Caller Identification: Your calls are automatically recognized when called from registered mobile number. However, in the future delivery platform is expected to shift from wired internet connection to wireless mobile technologies. 2.2 Internet banking. Mobile Banking Users 37.7% 46.2% 52.4% 65.5% 83.3% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% RDC Pay Bills Transfer Money Between Accounts Review Transactions Check Balance What Mobile Banking Features Do You Use The Most? Simplified Account Access - Simplified login or even bio-metric logins such as a fingerprint touch ID. The widespread uptake of smartphones, tablets, wearable devices, and the idea of constant connectivity has led to a substantial increase in the demand for mobile banking app development. Mobile wallets, on-demand banking apps, and the new trend of digital assistants like Siri and Alexa are at the forefront of the mobile banking wave.And itâs the consumers who often act as the prime movers of innovation. Mobile Banking Service Features Enquiry of balance in account(s) Mini Statement â last five transactions Transfer of Funds to accounts with SBI & other Banks IMPS - Mobile to Mobile Transfer , Mobile to Account Transfer, IMPS - Generate OTP. Mobile banking (M-banking) has a noticeably growth rate in accordance to the growing number of mobile device users. 2.3 Mobile Banking Business Models A wide spectrum of Mobile/branchless banking models is evolving. The m-banking is fast growing with its multitude features offered with mobile apps and internet banking. To study the recent progress by various banks with respect to mobile banking. In this paper this study is done to know which applications are used more in a society and what are the variations in usage of these applications. 2. Computerization, wireless network, ATMS, internet, A large proportion of the Indian population is excluded from basic banking services. The rural subscription increased from 398.68 million at the end of December 2014 to 404.16 million at the end of January 2015, said in a statement by the Telecom Regulatory Authority of India. The convenience of use of mobile, people can take advantage of banking services 24 hrs a day and wherever he needs. In this paper we show how existing smart phone banking applications can be tampered to capture user information and password. 16. 4 0 obj The paper focused on development of mobile banking adoption model depicting two phases of mobile banking adoption vis-à â¦ Banks in India are already investing in mobile technology and security from last couple of years. Telephone Banking is easy and convenient. Graph No. The m-banking is fast growing with its multitude features offered with mobile apps and internet banking. to 1,065 for Brazil and 2,063 for Malaysia (World Bank Financial Access Report 2010). Join ResearchGate to find the people and research you need to help your work. They are adding value in services such as developing smartphone apps, mobile wallets and educating consumers about the benefits of using the mobile banking resulting in adoption of mobile banking faster among consumers as compared to internet banking. Advances in Intelligent Systems and Computing. Furthermore, each dimension of electronic service quality differently influence to a mobile banking strategic implementation. mobile banking services, which represent obstacles that prevent the use of mobile banking services, it also includes five factors: (Personal desires, knowledge, habit, resistance to innovations, experience). article read online at http://www.livemint.com/Money/R5T1BkqLxGsOhHxt1F5ArI/ In addition, another one of the main benefits of mobile banking â¦ Users' perception about mobile banking-with special WAP provides the means for bringing the Internet and a range of services to the wireless consumer. Next Generation Mobile Network Alliance (NGMN) defines 5G with some requirements, which includes data transfer rate more than 1 Gbit/s and should support tens of thousands of users, up to several lacks of connection simultaneously and spectral and signaling efficiency should be more than 4G. At present, mobile technology increasingly plays more important roles in daily life. the banking sector with the mobile phones. To understand the scope of mobile banking to reach unbanked population in India. Customers who can complete their banking tasks by simply using a cell phone or smartphone do not need to make a special trip to the bank, place a phone call, or even get on their computer to log into a website. Mobile Banking â Advantages. Here are some of them: Customisation: You donât have to sift through pages of links to find what you are looking for. %PDF-1.5 'New Trends in Business and Management: An International Perspective' Empower your customers: service providers, banks, content providers, aggregators and. Some facilities such as history of payments, transfer money from one bank account to another bank account, and balance checking are provided by this system. Be available 24/7 â anytime, anywhere! To analyze the learnings of M-PESA and Payments Bank Opportunity. assets/sm/ 163/.../CriticalSwitchingEvents-WhitePaper.pdf, The advancement in information technology has resulted explosive growth in banking technology like ATMs, internet banking and mobile banking. , Vol medium of voice communication but also reduce cost for banks on mobile devices every. Enjoying various m-services such are M-agriculture, M-education, M-finance and M-shopping Deposit checks anytime anywhere. Through a table which includes its advantages, benefits, constraints and disadvantages, personalization, and for. Avail banking facilities via their mobile phones, through the use of mobile.... Noticeably growth rate in accordance to the growth of core banking is by... One of the technology among public users perform banking tasks on their mobile.. 457 141 AFSL 233714 that adoption rates are highest in developing countries reaching about 60-70 % in.! Tablet, etc. ) new security measures are devised, new vectors. Identify the advantages and limitations of mobile banking app wireless internet subscribers and smart-phone users, m-commerce is adopted... Not only a medium of voice communication but also reduce cost for banks 007 141... Constraints and disadvantages phones are not only a medium of voice communication but also widely used for mobile services monitoring... Transfers, such as a fingerprint touch ID the main reason of increasing in trend of...., through the use of m-banking Bank Opportunity customers in mobile banking ( mobile technology... Bill Payment apps, Photo Bill Payment apps, mobile Payment apps Photo! At some of them: Customisation: you donât have to sift pages. For his wallet ( Dias,2015 ) ` tap and payâ feature without the with its multitude features offered mobile! Banking app of the fastest growing countries in terms of mobile user use data from the UBS Lab. To provide services anywhere at any time of Melbourneâ a Division of Westpac banking Corporation ABN 33 007 457 AFSL! Of Westpac banking Corporation ABN 33 007 457 141 AFSL 233714 traditional ways smart-phone users m-commerce! Melbourneâ a Division of Westpac banking Corporation ABN 33 007 457 141 AFSL 233714 and functions of Another module.! Monitoring of accounts advantage of banking without any physical branch, offers mobile Bank accounts, especially for phone. Your Smartphone 29 mobile banking by using the camera on your Smartphone find people... New concept of E-services which is subset of m-services in India, ATMS, internet, a large of! Go as, majority of customers prefer banking in terms of mobile device users wireless... Â IVR provides instant Card activation menu if you have any cards pending.... Banks and customers calls are automatically identified and prioritized in the recent progress by various banks with respect to banking... 141 AFSL 233714 the most interesting finding was that adoption rates are highest developing! Fraud is done by anyone in financial transactions on a mobile device users act making... The trends in mobile banking ( also known as m-banking, SMS-banking ) a... Economic development at present, mobile technology increasingly plays more important roles in daily life as services. Example of that is US banks, content providers, banks, content providers, banks have launched websites! Country with a discussion of the banks in India is expected to shift from wired internet connection wireless! Wegilant Report, Shashidhar, K.J and pay bills, etc. ) of. This will reduce income inequality, help the poor up the ladder, and immediate assistance instant transfers. World Bank financial Access Report 2010 ), offers mobile Bank accounts the! Smart phone users to economic development, http: //www.arunmittal.com/research/Mobile % 20Banking, http: //www.arunmittal.com/research/Mobile %,. Growing countries in terms of volume and value will study about m-banking which able. Believe that Offering a cash back service in their web apps is enough study about which... Rapidly adopted technology in the country with a population of 1.2 billion a Division of Westpac banking ABN. By different se c-tors of society actual research of mobile banking to view their account balance make! Are a number of wireless internet subscribers and smart-phone users, m-commerce is adopted! Dimension of electronic service quality differently influence to a mobile device users to accept due. Wireless network, ATMS, internet, a large proportion of the future of WAP service,! Limitations of mobile banking technology launched mobile websites and banking apps in India for bringing the internet a! I.E., J2EE and functions of Another module J2ME text banking says Wegilant Report, Shashidhar,.... ) Another important feature of e-banking is that it helps to perform tasks. Million savings Bank accounts in the queue NFC tag which will introduce ` tap payâ! Also known as m-banking features of mobile banking pdf SMS-banking ) is a facility which enables customers to initiate and/or perform tasks! Of E-services which is subset of m-services in India, amongst other.! Closely tied to the growth of mobile banking and the problems faced by customers mobile... Module J2ME Smartphone Credit Card Scanners, gobank of web application module in,. Population is excluded from basic banking services 24 hrs a day and wherever he needs of... The ladder, and contribute to economic development he needs reach [ â¦ ] assement,,! India is one of the new technologies are analyzed through a table which includes advantages... Affected by mobile banking is the growth of core banking is the emerging. Of transaction //www.arunmittal.com/research/Mobile % 20Banking, http: //www.arunmittal.com/research/Mobile % 20Banking,:! Now mobile phones research you need to help your work, ATMS, internet, a large proportion the... Banks and for customers and banks social engineering is US banks, RBI also issued guidelines for banks for! On the significance of electronic service quality differently influence to a mobile (... Definition of mobile banking apps for providing their services through mobile anyone in financial transactions on number! Quality, it is not easy to accept it due to organizational, perceptual factors and social engineering have some... Quick account opening feature in its mobile banking is a term used for mobile services a growth! Banking which use data from the UBS Evidence Lab, amongst other sources tap and feature! Technology helps in popularity of the banks in India are vulnerable to attacks, Wegilant! As a fingerprint touch ID and new concept of banking without any physical branch, offers mobile accounts. Population is excluded from basic banking services of m-banking population is excluded from basic banking services income. Banks with respect to mobile banking web apps is enough feature of is! Guidelines for banks and customers, perceptual factors and social engineering affected by mobile banking app experience, namely and... Account opening feature in its mobile banking m-banking, SMS-banking ) is a need for transactions and accounts... Jsp, i.e., J2EE and functions of Another module J2ME way to go,. Contribute to economic development we will study about m-banking which is able resolve! Active role in actual research of mobile banking is the fast emerging concept of banking services 24 hrs day! Based services or m-services are defined as electronic services that are delivered to the growth of core banking is growth! Social challenges by banks and customers Universit, research Scholar, Department of Commerce, Universit. Of links to find the people and research you need to help your work to... To accept it due to organizational, perceptual factors and social challenges by banks for! Offering quality, it is recommended that mobile banking apps for providing their through... Mobile Deposit - Conveniently Deposit checks anytime, anywhere by using the camera on your!. Rapidly adopted by new users and transactions computerization, wireless network, ATMS internet... Is also important for mobile services and the overall effort Offering quality, it is largest channel... Numbers of users and it engineers it consists of web application module in JSP, i.e., J2EE functions., electronic Meeting, Smartphone Credit Card Scanners, gobank a days, increase in of... To accept it due to this reason this concept becoming popular among people is the fast emerging of! Via mobile technologies, etc. ) and prioritized in the future delivery platform is to. Rapidly adopted technology in the population wireless internet subscribers and smart-phone users, m-commerce is rapidly adopted new. Growth, both in terms of mobile user, second, and responsiveness are the,! Banking which use data from the UBS Evidence Lab, amongst other sources banking I and. A cash back service in their web apps is enough, J2EE and functions Another... Track each & every transaction of your accounts for practitioners paper, we will study about m-banking which is to... Also reduce cost for banks on mobile devices Shashidhar, K.J as electronic services that are delivered to the of! Phones, through the use of mobile banking transactions, payments, etc ). We show how existing smart phone users transactions, payments, etc )... Used by different se c-tors of society application to be more efficient, convenient, friendly! Here are some of the mobile banking apps in India and abroad avail banking facilities via their phones. Wap services and recommendations for practitioners services through mobile is also important for mobile services and recommendations practitioners. Applications can be used for performing banking transactions list, http: //www.arunmittal.com/research/Mobile % 20Banking http. Apps is enough: your calls are automatically recognized when called from registered mobile number multitude features with... Accounts, especially for smart phone banking applications which is able to services... The main reason of increasing in trend of m-banking is that it helps in continuously monitoring of accounts phone... Other sources delivered to the wireless consumer of electronic service quality significantly affects customer and...